How to Choose Online Casino Payment Method in India

One of the first things any Indian gambler will ask is whether or not online gambling is legal. After all, when it comes to gambling, the first thought in most people’s minds are headlines announcing arrests. But while the government works hard to crack down on physical gambling, its online cousin remains mostly in the side-lines.

With no exact laws, one way or the other, online Indian gamblers are left in a grey area. There’s nothing saying you can’t play slots and table games, but there’s no law explicitly allowing it, either. Meanwhile, legal restrictions can hamper the availability of some payment methods. So which online casino payment method should you choose?

Credit/Debit Cards

Credit and debit cards are the usual go-to for a lot of players worldwide. There’s a reason for that. Transactions are quick and secure, and using it is as simple as any other online payment. So it should be the default for Indian gamblers too, right?

Well, not really, no. See, online casinos may not be illegal, but most banks will still block gambling-related transactions. Whether or not your deposit and withdrawal will go through can often be coin flip. It all depends on whether the payment gateway correctly labels your transaction as gambling or not.

Bank Transfers

Of course, you could skip credit cards and just receive deposits and withdrawals to your bank account directly. But this is an option we here at dislike most. And the reason why is the time it takes!

On average, it will take a deposit 24 hours to go from your bank account to the casino. Withdrawals can also take up to 10 business days to get transferred back to your bank account. In an era where every other payment method is approaching as close to instant as possible? That’s really not acceptable!


This payment method is an Indian gambler’s best friend. Our personal picks are Skrill and Neteller, though other options are available.

E-wallets effectively work as the middle-man between casinos and banks. You’ll draw money from your bank account to your online wallet, and then deposit from that e-wallet into the casino. Then, when it’s time to take that money out, you withdraw it to your online wallet, and then transfer the funds back to your bank account.

Electronic wallet payments

What are the best deposit options for players from India?

Using this payment method, you keep the speed and security of credit cards, without the headache of rejected transactions. You can link several credit cards to the e-wallet, it’s very private, and you will usually get instant deposits!

A downside to using e-wallets is that some casinos will not allow you to claim a welcome promotion. As such, we always recommend trying your credit and debit cards directly first. If it goes through, you will usually be able to claim the promotion. If it fails, you may have to forgo the bonus to be able to play.

Additional Details

There’s some more extra information that goes hand in hand with your casino payment choice. And the first is your choice of casino! You may quite like how easy it is to deposit using Skrill. But that won’t do you any favours if the website does not support transactions for that banking method! This is why we list available payment methods in our online casino reviews.

Another thing to be on the look-out for are websites which have strong licenses and support rupees. In terms of licenses, the Malta Gaming Authority is usually your best bet. If the casino you’re registering is licensed there, and it allows you to play in rupees instead of dollars and euros? Then you’ve found your new online gambling den!

Final Thoughts

At the end of the day, what banking method you choose to use is up to you. We certainly have our favourites, but the end decision is yours. Maybe you don’t mind waiting for bank transfers. We can understand feeling slightly uncertain about entrusting your credit card information to an e-wallet.

But so long as you stick to known payment methods, you shouldn’t suffer any issues in regards to your privacy and security. And if that’s the case, then it just comes down to what’s the most convenient. Until things change in India, e-wallets will continue to dominate.